Titus Karanja is a seasoned financial services and cooperative banking expert with over 24 years of experience spanning stockbroking, fund management, commercial banking, co-operative banking, and corporate finance advisory. He is widely recognized for his deep understanding of SACCO operations, payments infrastructure, and liquidity management.

His career includes senior leadership roles as the founding Head of African Alliance Securities (Kenya), Head of Co-operative Consultancy Services Ltd, Director of Co-operative Banking at Co-operative Bank of Kenya, and Managing Director of Sidian Bank Kenya.

Titus holds a Bachelor of Commerce (Finance) from the University of Nairobi, a Diploma in Computer Science from IMIS, is a qualified accountant under ACCA (UK), and a Certified Executive Coach under the International Coaching Federation (ICF).

At SCK, Titus provides specialist input on payments architecture, central liquidity design, and shared services commercialization, supporting the development of scalable payment solutions and sustainable financial models for participating SACCOs.