Governance

Governance Framework

SACCO Central Kenya (SCK) operates under a robust governance framework anchored in its By-Laws and designed to ensure strategic leadership, accountability, regulatory compliance, and effective delivery of shared services and Payments-as-a-Service (PaaS) infrastructure for member SACCOs.

Sacco Central Governance

Governance Hierarchy

SCK’s governance structure is organized to provide clear accountability, effective oversight, and separation of roles:

  • Annual General Meeting (AGM) – The supreme authority of SCK, responsible for member oversight and approval of key governance matters in accordance with the By-Laws.
  • Board of Directors – Elected by the AGM and responsible for policy formulation, strategic direction, and fiduciary stewardship on behalf of member SACCOs.
  • Board Committees – Committees established by the Board to support effective discharge of its responsibilities through delegated mandates.
  • Management (Secretariat) – Responsible for day-to-day operations and implementation of Board-approved strategies and policies.
  • Advisory Councils and Technical Working Groups – Multi-stakeholder, non-decision-making structures that provide specialist advice and implementation support.